Disclaimer
Last updated: August 15, 2026
1. General Information Only
The tools, calculators, generators, and content provided on ToolRays are intended solely for general informational, educational, and productivity purposes. They do not constitute formal legal, financial, accounting, or technical advice.
2. Financial & Loan Calculators
Calculations generated by our Loan Calculator, Percentage Calculator, or YouTube Money Calculator are estimates based on standardized mathematical formulas. Actual interest rates, loan terms, taxes, or revenue payouts vary by financial institution and platform metrics. Users should verify critical financial calculations with qualified professionals before making financial decisions.
3. File Conversions & Formatting
While our image converters, PDF tools, JSON formatters, and compression utilities are designed for maximum precision, ToolRays does not guarantee that file conversions will be error-free in 100% of cases. We strongly recommend keeping original backups of critical files before performing modifications or conversions.
4. External Links
ToolRays may contain links to external third-party websites or services (such as YouTube API, Google Fonts, or social media platforms). We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites.
5. "As-Is" Warranty
ToolRays operates on an "As-Is" and "As-Available" basis without warranties of any kind, express or implied. We do not warrant that the website will operate uninterrupted or error-free at all times.